:root {
  --blue: #154273;
  --blue-dark: #0b2f52;
  --blue-light: #e8f1f8;
  --text: #1f2933;
  --muted: #5f6b7a;
  --border: #d8dee8;
  --bg: #f7f9fc;
  --white: #ffffff;
  --green: #2f7d5c;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
}

a {
  color: inherit;
  text-decoration: none;
}

.container {
  width: min(1120px, calc(100% - 32px));
  margin: 0 auto;
}

.site-header {
  background: var(--white);
  border-bottom: 1px solid var(--border);
}

.nav {
  min-height: 78px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.logo {
  font-size: 24px;
  font-weight: 800;
  color: var(--blue);
  letter-spacing: -0.03em;
}

nav {
  display: flex;
  align-items: center;
  gap: 22px;
  font-size: 15px;
}

nav a {
  color: var(--text);
  font-weight: 600;
}

nav a:hover {
  color: var(--blue);
}

.nav-button {
  padding: 10px 16px;
  border-radius: 6px;
  background: var(--blue);
  color: var(--white);
}

.nav-button:hover {
  background: var(--blue-dark);
  color: var(--white);
}

.hero {
  background:
    linear-gradient(135deg, rgba(21, 66, 115, 0.95), rgba(11, 47, 82, 0.95)),
    var(--blue);
  color: var(--white);
  padding: 86px 0;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.3fr 0.7fr;
  gap: 48px;
  align-items: center;
}

.eyebrow {
  display: inline-block;
  margin-bottom: 14px;
  padding: 6px 12px;
  border: 1px solid rgba(255,255,255,0.32);
  border-radius: 999px;
  font-size: 14px;
  color: #dcecff;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1 {
  max-width: 760px;
  margin-bottom: 22px;
  font-size: clamp(36px, 5vw, 58px);
  line-height: 1.08;
  letter-spacing: -0.045em;
}

.hero p {
  max-width: 690px;
  margin-bottom: 30px;
  font-size: 19px;
  color: #e4edf7;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 12px 20px;
  border-radius: 6px;
  font-weight: 700;
  border: 1px solid transparent;
}

.button.primary {
  background: var(--white);
  color: var(--blue);
}

.button.primary:hover {
  background: #eef5fb;
}

.button.secondary {
  border-color: rgba(255,255,255,0.55);
  color: var(--white);
}

.button.secondary:hover {
  background: rgba(255,255,255,0.12);
}

.hero-card {
  background: var(--white);
  color: var(--text);
  border-radius: 14px;
  padding: 30px;
  box-shadow: 0 22px 55px rgba(0,0,0,0.22);
}

.hero-card h2 {
  margin-bottom: 18px;
  color: var(--blue);
  font-size: 26px;
}

.hero-card ul {
  margin: 0;
  padding: 0;
  list-style: none;
}

.hero-card li {
  position: relative;
  padding: 13px 0 13px 32px;
  border-bottom: 1px solid var(--border);
  font-weight: 600;
}

.hero-card li:last-child {
  border-bottom: 0;
}

.hero-card li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--green);
  font-weight: 900;
}

.section {
  padding: 72px 0;
}

.section h2 {
  margin-bottom: 28px;
  font-size: clamp(28px, 3vw, 40px);
  color: var(--blue-dark);
  letter-spacing: -0.035em;
}

.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}

.card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 28px;
  box-shadow: 0 8px 24px rgba(15, 23, 42, 0.05);
}

.card h3 {
  margin-bottom: 10px;
  color: var(--blue);
  font-size: 22px;
}

.card p {
  margin-bottom: 0;
  color: var(--muted);
}

.soft {
  background: var(--blue-light);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}

.two-column {
  display: grid;
  grid-template-columns: 1fr 0.75fr;
  gap: 36px;
  align-items: start;
}

.two-column p {
  margin-bottom: 0;
  max-width: 720px;
  color: var(--muted);
  font-size: 18px;
}

.notice {
  background: var(--white);
  border-left: 5px solid var(--blue);
  border-radius: 10px;
  padding: 22px;
  color: var(--muted);
  box-shadow: 0 8px 24px rgba(15, 23, 42, 0.05);
}

.notice strong {
  display: block;
  margin-bottom: 6px;
  color: var(--blue-dark);
}

.site-footer {
  background: var(--blue-dark);
  color: var(--white);
  padding: 28px 0;
}

.footer-grid {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.footer-grid p {
  margin: 0;
  color: #dcecff;
}

.footer-grid div {
  display: flex;
  gap: 18px;
}

.footer-grid a {
  color: #dcecff;
  font-size: 14px;
}

.footer-grid a:hover {
  color: var(--white);
}

@media (max-width: 860px) {
  .nav {
    align-items: flex-start;
    flex-direction: column;
    padding: 18px 0;
  }

  nav {
    flex-wrap: wrap;
  }

  .hero {
    padding: 58px 0;
  }

  .hero-grid,
  .cards,
  .two-column {
    grid-template-columns: 1fr;
  }

  .footer-grid {
    align-items: flex-start;
    flex-direction: column;
  }
}
.page-hero {
  background: var(--white);
  padding: 72px 0 52px;
  border-bottom: 1px solid var(--border);
}

.page-hero h1 {
  max-width: 760px;
  margin-bottom: 18px;
  color: var(--blue-dark);
  font-size: clamp(34px, 4vw, 52px);
}

.page-hero p {
  max-width: 760px;
  margin-bottom: 0;
  color: var(--muted);
  font-size: 19px;
}

.eyebrow.dark {
  color: var(--blue);
  border-color: var(--border);
  background: var(--blue-light);
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 0.45fr;
  gap: 28px;
  align-items: start;
}

.contact-card,
.info-panel {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 30px;
  box-shadow: 0 8px 24px rgba(15, 23, 42, 0.05);
}

.contact-card h2,
.info-panel h2 {
  color: var(--blue-dark);
  margin-bottom: 10px;
  font-size: 28px;
}

.contact-card p {
  color: var(--muted);
  margin-bottom: 24px;
}

.contact-form {
  display: grid;
  gap: 10px;
}

.contact-form label {
  margin-top: 8px;
  font-weight: 700;
  color: var(--blue-dark);
}

.contact-form input,
.contact-form textarea {
  width: 100%;
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 13px 14px;
  font: inherit;
  color: var(--text);
  background: #fff;
}

.contact-form input:focus,
.contact-form textarea:focus {
  outline: 3px solid rgba(21, 66, 115, 0.16);
  border-color: var(--blue);
}

.form-button {
  margin-top: 14px;
  width: fit-content;
  background: var(--blue);
  color: var(--white);
  cursor: pointer;
}

.form-button:hover {
  background: var(--blue-dark);
}

.info-item {
  padding: 18px 0;
  border-bottom: 1px solid var(--border);
}

.info-item:last-child {
  border-bottom: 0;
  padding-bottom: 0;
}

.info-item strong {
  display: block;
  color: var(--blue);
  margin-bottom: 6px;
}

.info-item p {
  margin: 0;
  color: var(--muted);
}

@media (max-width: 860px) {
  .contact-grid {
    grid-template-columns: 1fr;
  }

  .page-hero {
    padding: 52px 0 38px;
  }
}
.login-grid {
  display: grid;
  grid-template-columns: 1fr 0.55fr;
  gap: 28px;
  align-items: start;
}

.login-panel,
.login-options .option-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 30px;
  box-shadow: 0 8px 24px rgba(15, 23, 42, 0.05);
}

.login-panel h2,
.option-card h3 {
  color: var(--blue-dark);
  margin-bottom: 10px;
}

.login-panel p,
.option-card p {
  color: var(--muted);
}

.login-form {
  display: grid;
  gap: 10px;
  margin-top: 22px;
}

.login-form label {
  margin-top: 8px;
  font-weight: 700;
  color: var(--blue-dark);
}

.login-form input[type="email"],
.login-form input[type="password"] {
  width: 100%;
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 13px 14px;
  font: inherit;
  color: var(--text);
  background: #fff;
}

.login-form input:focus {
  outline: 3px solid rgba(21, 66, 115, 0.16);
  border-color: var(--blue);
}

.form-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  margin-top: 8px;
  flex-wrap: wrap;
}

.check-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-top: 0 !important;
  color: var(--muted) !important;
  font-weight: 600 !important;
}

.text-link {
  color: var(--blue);
  font-weight: 700;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.text-link:hover {
  color: var(--blue-dark);
}

.login-options {
  display: grid;
  gap: 18px;
}

.option-card.highlighted {
  background: var(--blue-light);
  border-color: rgba(21, 66, 115, 0.22);
}

.option-button {
  margin-top: 6px;
  background: var(--blue);
  color: var(--white);
}

.option-button:hover {
  background: var(--blue-dark);
}

@media (max-width: 860px) {
  .login-grid {
    grid-template-columns: 1fr;
  }
}
.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
}

.step-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 28px;
  box-shadow: 0 8px 24px rgba(15, 23, 42, 0.05);
}

.step-number {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 42px;
  height: 42px;
  margin-bottom: 18px;
  border-radius: 50%;
  background: var(--blue);
  color: var(--white);
  font-weight: 800;
}

.step-card h2 {
  color: var(--blue-dark);
  font-size: 22px;
  margin-bottom: 10px;
}

.step-card p {
  color: var(--muted);
  margin-bottom: 0;
}

.cta-panel {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 16px;
  padding: 34px;
  box-shadow: 0 8px 24px rgba(15, 23, 42, 0.05);
}

.cta-panel h2 {
  margin-bottom: 8px;
  color: var(--blue-dark);
}

.cta-panel p {
  margin-bottom: 0;
  color: var(--muted);
}

.cta-actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.cta-primary {
  background: var(--blue);
  color: var(--white);
}

.cta-primary:hover {
  background: var(--blue-dark);
}

.cta-secondary {
  border: 1px solid var(--border);
  color: var(--blue);
  background: var(--white);
}

.cta-secondary:hover {
  background: var(--blue-light);
}

@media (max-width: 1020px) {
  .steps-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 680px) {
  .steps-grid {
    grid-template-columns: 1fr;
  }

  .cta-panel {
    align-items: flex-start;
    flex-direction: column;
  }
}
.menu-toggle {
  display: none;
  width: 44px;
  height: 40px;
  border: 1px solid var(--border);
  border-radius: 8px;
  background: var(--white);
  cursor: pointer;
  padding: 8px;
}

.menu-toggle span {
  display: block;
  height: 2px;
  margin: 5px 0;
  background: var(--blue-dark);
  border-radius: 999px;
}

.main-nav {
  display: flex;
  align-items: center;
  gap: 22px;
}

@media (max-width: 860px) {
  .nav {
    position: relative;
    flex-direction: row;
    align-items: center;
    padding: 16px 0;
  }

  .menu-toggle {
    display: block;
    margin-left: auto;
  }

  .main-nav {
    display: none;
    position: absolute;
    top: 68px;
    left: 0;
    right: 0;
    z-index: 50;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: 12px;
    box-shadow: 0 18px 40px rgba(15, 23, 42, 0.12);
    overflow: hidden;
  }

  .main-nav.is-open {
    display: flex;
  }

  .main-nav a {
    padding: 15px 18px;
    border-bottom: 1px solid var(--border);
  }

  .main-nav a:last-child {
    border-bottom: 0;
  }

  .main-nav .nav-button {
    margin: 12px;
    text-align: center;
    color: var(--white);
  }
}
.faq-layout {
  display: grid;
  grid-template-columns: 1fr 0.42fr;
  gap: 28px;
  align-items: start;
}

.faq-list {
  display: grid;
  gap: 14px;
}

.faq-item {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 12px;
  box-shadow: 0 8px 24px rgba(15, 23, 42, 0.05);
  overflow: hidden;
}

.faq-item summary {
  cursor: pointer;
  padding: 20px 24px;
  color: var(--blue-dark);
  font-size: 18px;
  font-weight: 800;
  list-style: none;
}

.faq-item summary::-webkit-details-marker {
  display: none;
}

.faq-item summary::after {
  content: "+";
  float: right;
  color: var(--blue);
  font-size: 24px;
  line-height: 1;
}

.faq-item[open] summary::after {
  content: "−";
}

.faq-item p {
  margin: 0;
  padding: 0 24px 22px;
  color: var(--muted);
}

.faq-side {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 30px;
  box-shadow: 0 8px 24px rgba(15, 23, 42, 0.05);
  position: sticky;
  top: 24px;
}

.faq-side h2 {
  color: var(--blue-dark);
  margin-bottom: 10px;
  font-size: 26px;
}

.faq-side p {
  color: var(--muted);
  margin-bottom: 20px;
}

.side-button {
  background: var(--blue);
  color: var(--white);
  margin-bottom: 22px;
}

.side-button:hover {
  background: var(--blue-dark);
}

.side-note {
  margin-top: 22px;
  padding-top: 20px;
  border-top: 1px solid var(--border);
  color: var(--muted);
}

.side-note strong {
  display: block;
  color: var(--blue-dark);
  margin-bottom: 6px;
}

@media (max-width: 860px) {
  .faq-layout {
    grid-template-columns: 1fr;
  }

  .faq-side {
    position: static;
  }
}